The world of investing is about to change. Most people aren't ready.

$15T
Tokenized assets on-chain by 2030
BlackRock projection
580M+
Crypto holders today, less than 5% have ever placed a trade
2 Billion
Future retail investors entering tokenized economy by 2030

By 2030, every retail investor will access Apple stock, real estate, S&P 500 ETFs, and Bitcoin from a single mobile app, in a single transaction. The barrier between Wall Street and the average person is dissolving. This is the largest shift in retail finance since the introduction of the index fund.

But existing solutions don't prepare anyone. Coinbase Learn and Binance Academy are academic — 95% drop off in week two. Professional terminals are built for traders, not learners. Existing simulators are either gambling-adjacent or imitate Bloomberg. There is no Duolingo for finance.

CoinPilot App is that Duolingo. Built before the wave, ready when it crashes.

How CoinPilot App works

01

Trade with real prices, virtual money

Real-time market data from Binance, CoinGecko, and Kraken. Open positions on Bitcoin, Ethereum, and (coming on roadmap) tokenized stocks. Take-profit, stop-loss, leverage from 1x to 50x. Full trader-grade controls — without ever risking a real euro.

  • Real-time price feeds, watchdog 24/7
  • 3 free positions / 10 with Premium
  • TP/SL automation
  • Multi-timeframe charts (1m to 1d)
CoinPilot App trading screen showing BTC/USD chart with active position
02

AI co-pilot Panda — your tutor in the moment

Other apps give you static tutorials. We give you Panda — an AI tutor reacting to your every action across 26 contextual triggers. First trade? Panda explains the screen. Lost a position? Panda walks you through what happened. Won three in a row? Panda celebrates and tests if you can repeat it.

  • 26 contextual reaction triggers
  • 6 languages natively (not translated tutorials)
  • Adaptive difficulty — knows what you've learned
  • Reactive in the moment, not asynchronous
CoinPilot App Panda assistant overlay explaining a stop-loss action
03

Habit by design — 14 retention mechanics

Financial literacy doesn't come overnight. It builds through habit. CoinPilot App has 14 game mechanics designed by the same playbook that took Duolingo to 500M+ installs: streaks, daily bonuses, quests, achievements, tournaments, leaderboards.

  • 7-day streak with growing rewards
  • Daily quests refreshing on server CRON
  • Time-limited tournaments
  • 50+ achievements with progressive goals
CoinPilot App daily bonus, quests and achievements grid
Why CoinPilot App

Built on two billion-dollar playbooks

CoinPilot App combines two proven architectures: Duolingo's retention model and GitHub Copilot's AI partnership philosophy. The name isn't accidental.

$6.5B IPO · 2021

Duolingo — the monetization playbook

500M+ installs. The model: free for everyone who wants to learn, premium for those who want more. 70% revenue from rewarded ads, 25% from premium subscription, 5% from in-app purchases. We use the same split, calibrated for finance.

$7.5B acquisition · Microsoft

GitHub Copilot — the AI partnership architecture

Microsoft acquired GitHub for $7.5B. Copilot is now their flagship AI product. The philosophy: the AI is alongside you, not above you. It suggests, explains, helps — but the human stays in control. Panda Helper is built on the same principle, adapted for financial decisions instead of code.

  Duolingo retention model
+ Copilot AI architecture
+ Tokenization timing
─────────────────────────
= CoinPilot App

The niche leaders have hundreds of millions of installs combined — the category works, but the entire incumbent generation runs on static, pre-recorded tutorials. Their codebases were not built for reactive AI; rebuilding around it takes 18+ months. Our window is now.

Be among the first 1,000.

Get free access to Premium for 12 months when we launch. Plus early-access invites for the closed beta starting M5.

Free forever for early users · No spam · Unsubscribe in one click · Hosted in Estonia (GDPR-compliant)

Roadmap

The next 18 months

  1. M1–M2

    Polish & Final Design Current

    May–Jun 2026

    Final visual polish, Lottie animations, brand consistency. Sprint 1 of pre-launch preparation.

  2. M3–M6

    Backend, AI Production, Closed Beta

    Jul–Oct 2026

    Server infrastructure live. Panda AI deployed to production with full LLM integration. Closed beta with 100–300 testers across 3 GEOs.

  3. M7–M9

    Soft Launch (Tier-3)

    Nov 2026 – Jan 2027

    Brazil, Indonesia, Philippines. First 5,000–10,000 installs. Validate unit economics in real GEO.

  4. M10–M14

    Tier-2 Scale

    Feb–Jun 2027

    Mexico, Turkey, Eastern Europe. UA scale-to-ROAS. First stable MRR. Premium A/B tested.

  5. M15–M24

    Tier-1 + Series A

    Jul 2027 – Apr 2028

    US, UK, Germany. Tournaments expansion. P2P auction launch. Series A fundraise or bootstrap to profitability.

Team

One founder today. One open co-founder seat.

Toomas Tedrekull, Co-founder and CEO of CoinPilot App

Toomas Tedrekull

Co-founder & CEO

21 years in digital marketing. Estonian, Tallinn-based. Background in performance UA and digital advertising via RTBFOX OÜ. Built CoinPilot App from concept to MVP solo. Performance UA is the engine of our growth model — and Toomas owns the entire engine.

LinkedIn ↗

What we're looking for

Co-founder & CMO — position open

The co-founder & CMO seat is open. We're looking for a native English speaker to own brand, growth creative, and English-language go-to-market — with a generational read on the 18–30 retail investor and hands-on performance creative across 6 languages. This is an equity co-founder seat, not a hire.

Get in touch →
For investors

Seed round open. €200k for 11.1%.

Round
€200k
Pre-money
€1.6M
Runway
18 months
Soft launch
M7 / Nov 2026

CoinPilot App is currently raising a €200k seed round at €1.6M pre-money valuation. We're targeting a syndicate of 2–4 angels through EstBAN with potential lead from a relevant gaming/fintech background. The round is structured as straight equity or convertible note (open to discuss). Use of funds: 60% performance UA, 12% backend infrastructure, 28% other.

Materials available on request

  • Pitch deck (12 slides)
  • One-pager
  • Demo APK (Android)
  • Financial model (Google Sheets)
  • Technical README
  • Cap table
  • Customer development insights
Request investor materials → [email protected]

Or schedule a 15-minute introduction call by email.

FAQ

Frequently asked questions

Is CoinPilot App a real trading platform?

No. CoinPilot App is a simulation platform with virtual currency. We use real-time market data from Binance, CoinGecko, and Kraken, but no actual money or crypto changes hands. There's no custody, no KYC required, and no real-money risk for users. Premium subscriptions are processed as software subscriptions through Google Play / Apple Store, not as financial transactions.

How is this different from the niche leaders?

The niche leaders have hundreds of millions of installs combined — that proves the demand. Their playbook is static tutorials: users learn from text, not from action. CoinPilot App's differentiator is Panda Helper, an AI tutor that reacts in the moment to your specific actions across 26 contextual triggers, in 6 languages. We're built AI-first; the incumbents would need to rebuild from scratch.

What about regulation? Crypto is risky.

CoinPilot App is built in Estonia under MiCA-ready jurisdiction. We're not a crypto exchange, not a custody provider, not an investment advisor. We're an educational simulation. Regulators recognize this distinction clearly — we sit in the same regulatory category as Duolingo and other educational gaming apps, not in the same category as Binance or Coinbase.

Why "tokenized finance" and not just "crypto"?

By 2030, the line between "crypto" and "traditional assets" will be gone. Apple stock, real estate, ETFs, and Bitcoin will all be tokenized — accessible from one wallet, one app, one transaction. CoinPilot App prepares users for this future world, not just today's crypto-only one. Tokenization is the bigger story.

When does the app launch?

Soft launch in M7 (November 2026) starting in Tier-3 GEOs (Brazil, Indonesia, Philippines) for unit economics validation. Full launch in Tier-1 markets in mid-2027. Closed beta starts M5 (September 2026) for waitlist members.

How do I get on the waitlist?

Enter your email in the form above. You'll get free Premium for 12 months when we launch, plus early-access invites for closed beta.

How can I invest in CoinPilot App?

See our Investors section above. Email [email protected] to request the pitch deck and other materials.

Where is CoinPilot App based?

Tallinn, Estonia. Estonian legal entity. MiCA-ready jurisdiction. Hosted on European infrastructure (Cloudflare Pages, EU region).